Originally published in the Stock Savvy Dad newsletter on September 22, 2026
Last Wednesday the Federal Reserve raised its benchmark interest rate by 0.25 percentage points, pushing it to a range of 3.75 to 4 percent. Here is what that means for your money.
What to say when your kid asks why everything costs more Your kid has probably heard the word inflation by now. It’s on the news and it’s in the car when you’re crying about the cost of gas at the pump. At some point they’ll ask why things cost more. You don’t need an economics lesson to answer their question. You need a banana. Let me explain. The Idea Most kids don’t understand why things cost what they do. They…
Originally published in the Stock Savvy Dad newsletter on September 1, 2026
Hey Reader AI just got the keys to the portfolio. On August 25th Scalable Capital, a European broker managing over €60 billion for more than a million customers, became the first bank in Europe to let customers connect their portfolios directly to ChatGPT and Claude.
Originally published in the Stock Savvy Dad newsletter on August 25th 2026
The stock market is at record highs. Luxury travel is booming. High end restaurants have wait lists. Consumer spending among higher income households is up and showing no signs of slowing down. If you own assets, have a strong income, or both, things probably look pretty good from where you’re standing.
But there’s another economy running alongside that one and it tells a very different story.
Today I want to pull back the curtain a little and share three stocks that are currently on my watchlist and provide additional insight into how to potentially think about the market.
Originally published in the Stock Savvy Dad newsletter on August 11, 2026
The racial wealth gap continues to widen despite the increase in wealth among all racial groups. As of 2022 the median wealth for Black households was $44,890 compared to $285,000 for white households. This gap doesn’t exist by chance. Specific institutional policies got us here and ensure we remain. Two in particular stand out.
Originally published in the Stock Savvy Dad newsletter on August 4, 2026.
My six-year-old was rushing through dinner the other night. I told her to slow down, and she looked up and asked why. So, I broke it down for her. When you rush through your food you don’t chew it properly and that can cause problems. It takes about 15 minutes for your stomach to tell your brain it’s full, so if you eat too fast you’ll keep going thinking you’re still hungry. Next thing you know your stomach is sticking out and you’re uncomfortable wondering what happened.
Originally published in the Stock Savvy Dad newsletter on July 29, 2026
Here’s something most investors learn the hard way. A declining stock price doesn’t always mean something is wrong.
Knowing the difference is one of the most important skills you can develop as an investor. Most people treat every dip the same way, either panic and sell or blindly buy more. Neither works without asking the right questions first. Here’s a framework you can work with.
Originally published in the Stock Savvy Dad newsletter on July 21, 2026.
Last week Taiwan Semiconductor (TSM) reported a 77% jump in quarterly profits. The stock dropped anyway.You might be wondering how that could happen. A company posts near perfect numbers and the stock declines. That doesn’t seem right but let me break down what’s going on.
Originally published in the Stock Savvy Dad newsletter on July 14, 2026.
A cousin of mine bought a car a couple years ago hoping it would be a fresh start. Her credit wasn’t great, but the plan made sense on paper. Make on time payments, raise her score, refinance later, get ahead. Instead…