Originally published in the Stock Savvy Dad newsletter on August 11, 2026
The racial wealth gap continues to widen despite the increase in wealth among all racial groups. As of 2022 the median wealth for Black households was $44,890 compared to $285,000 for white households. This gap doesn’t exist by chance. Specific institutional policies got us here and ensure we remain. Two in particular stand out.
Originally published in the Stock Savvy Dad newsletter on August 4, 2026.
My six-year-old was rushing through dinner the other night. I told her to slow down, and she looked up and asked why. So, I broke it down for her. When you rush through your food you don’t chew it properly and that can cause problems. It takes about 15 minutes for your stomach to tell your brain it’s full, so if you eat too fast you’ll keep going thinking you’re still hungry. Next thing you know your stomach is sticking out and you’re uncomfortable wondering what happened.
Originally published in the Stock Savvy Dad newsletter on July 29, 2026
Here’s something most investors learn the hard way. A declining stock price doesn’t always mean something is wrong.
Knowing the difference is one of the most important skills you can develop as an investor. Most people treat every dip the same way, either panic and sell or blindly buy more. Neither works without asking the right questions first. Here’s a framework you can work with.
Originally published in the Stock Savvy Dad newsletter on July 21, 2026.
Last week Taiwan Semiconductor (TSM) reported a 77% jump in quarterly profits. The stock dropped anyway.You might be wondering how that could happen. A company posts near perfect numbers and the stock declines. That doesn’t seem right but let me break down what’s going on.
Originally published in the Stock Savvy Dad newsletter on July 14, 2026.
A cousin of mine bought a car a couple years ago hoping it would be a fresh start. Her credit wasn’t great, but the plan made sense on paper. Make on time payments, raise her score, refinance later, get ahead. Instead…
Originally published in the Stock Savvy Dad newsletter on July 7, 2026
My daughters collect cans sometimes.
Not because I ask them to. They’ll notice a few cans around the house, gather them up, separate them from the regular recycling, and ask if we can take a trip to the store to cash them in. It’s a small amount of money in the end, but watching them organize it and ask for that trip taught me something about how kids actually learn the difference between earning and receiving.
Originally published in the Stock Savvy Dad newsletter on June 30, 2026.
In my early 20s I told my mother to buy Apple and Netflix stock.
I was studying business and finance at the time. I remember the conversations in college before the iPhone came out, people asking what if Apple turned the iPod into a phone so you didn’t have to carry two devices. Once it actually happened, Apple became the obvious cultural winner.
Originally published in the Stock Savvy Dad newsletter on June 23, 2026
Think about how you organize your home.
Utensils go with utensils. Sneakers go with sneakers. When something is out of place, it creates confusion. You open a drawer looking for a fork and find a sock instead. You might catch yourself thinking, okay, I really need to get this place in order. Your portfolio works the same way.
Originally published in the Stock Savvy Dad newsletter on June19, 2026.
Today is Juneteenth. A day about freedom finally being recognized after far too long. But freedom on paper and freedom in practice are two different things. Real freedom, the kind that compounds and gets passed down, takes generations of intentional effort to build. Not just financially but mentally.
Originally published in the Stock Savvy Dad newsletter on June 9, 2026
I’m writing this from a coffee shop. The F.I.R.E. movement, which stands for Financial Independence Retire Early, would have something to say about that. The philosophy is built around aggressive saving and cutting expenses to the bone so you can retire decades earlier than most. And one of its most common pieces of advice is simple. Stop buying coffee out. Make it at home. Technically they’re not wrong. But they’re missing something important.