Originally published in the Stock Savvy Dad newsletter on April 15, 2026.

We’ve all been there.

You find a stock you love. You read about it, you like the story, and somewhere in your head you’ve already decided you’re buying it.

That’s the problem.

Once you’re excited about an investment, FOMO kicks in and your brain starts working against you. You notice the good news but ignore the red flags. You convince yourself the rewards outweigh the risks. That’s confirmation bias, and it has cost a lot of people a lot of money.

This is exactly why I use AI as a sparring partner before I invest in any company. Not to pick my stocks for me. To challenge my thinking so I don’t miss something that could cost me my hard-earned money.

What I do is lay out my thesis on a company and then ask AI to tear it apart. Play devil’s advocate. And nine times out of ten, something comes up that I hadn’t fully thought through.

That’s the real value of using AI to help you invest. It’s a thinking partner that has no emotional stake in your decision.

I saw the same thing play out with my daughter at the store last week. She wanted to grab something off the shelf, but she’d been saving for a bigger toy she really wanted. Instead of saying no, I asked her two questions: “If you buy this now, will you still be able to get the other one? What happens to that money if you save it a little longer?”

She put it back herself.

I didn’t stop her. I just helped her think past the moment. That’s all AI does for your investing. It helps you think past the excitement.

If you want the exact prompt I use to pressure-test a stock thesis, I broke it down in my latest reel. Worth two minutes before you buy your next stock.

— Stock Savvy Dad
​Invest smarter, build wealth, be a savvy dad.